Privacy Policy

Effective Date: 18 September 2025

This Privacy Policy explains how toccarracash.com (“we”, “our”, “us”) collects, uses, and protects your personal information when you use our platform. By accessing or using this website, you agree to the terms described in this policy.

1. Information We Collect

We may collect personal details such as your name, email address, phone number, payment information, and account details. We also collect non-personal data like device type, browser information, IP address, and cookies when you visit our website.

2. How We Use Your Information

Your information is used to create and manage your account, process payments, provide customer support, and deliver platform services. We also use it to improve site performance, prevent fraud, and meet legal obligations.

3. Sharing of Information

We do not sell your personal information to third parties. However, we may share your details with trusted service providers, payment processors, regulatory authorities, or law enforcement if required by law.

4. Cookies and Tracking Technologies

Our website uses cookies to improve your user experience, store preferences, and track usage patterns. You may choose to disable cookies in your browser settings, but some features of the site may not work properly.

5. Data Security

We apply reasonable technical and organizational measures to protect your personal data against loss, theft, misuse, or unauthorized access. While we do our best to secure your information, we cannot guarantee 100% security over the internet.

6. Data Retention

Your information will be kept only for as long as necessary to provide our services, comply with legal duties, resolve disputes, and enforce agreements. When data is no longer needed, it will be deleted or anonymized.

7. Your Rights

As a user in Nigeria, you have the right to request access, correction, or deletion of your personal data. You may also object to certain processing activities or withdraw consent at any time by contacting us.

8. Third-Party Links

Our platform may contain links to third-party websites. We are not responsible for the privacy practices or content of those external sites. We encourage you to review their privacy policies before sharing personal data.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a new “Effective Date”.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or how your information is handled, please contact us at:

Email: [email protected]